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In the case of an employee or dependent who has coverage that is not COBRA continuation coverage, the conditions of this paragraph (a)(3)(i) are satisfied at the time the coverage is terminated as a result of loss of eligibility (regardless of whether the individual is eligible for or elects COBRA continuation coverage)

This means that at least 99.97% of dust, pollen, mold, bacteria, and any other airborne particles with a size of .3 microns are trapped at an extremely high efficiency rate

Besides the direct medical costs of treating tobacco-induced illnesses there are other indirect costs including loss of productivity, fire damage and environmental harm from cigarette litter and destructive farming practices

Tobacco introduces chemicals that damage the lining of blood vessels, promote plaque buildup, and increase blood clot formation